Online Security for Your Kids

Photo Courtesy : vritesh.com

If you think your kids now just need to be protected from strangers offering them candy or from cars while crossing the streets, then you have another thing coming. Your children need a whole new level of protection especially in this age of computers and the internet. More and more kids are having easier access to the internet. According to some studies, more than 80% of teenagers in the US have access to the internet at home. The parents should take an active role in teaching their children proper cyber security measures.

Most of the time these kids who access the net are not careful enough when giving out personal information online. They don’t realize yet the risks of not having confidential and personal information protected online. From virus, to hackers, to identity thieves, these people are lurking in cyberspace waiting for that opportunity. I can only stress the importance of cyber security for kids.

Now there are several ways where you can help instill to your children the proper ways of accessing, behaving and protecting themselves online. One of the more common venue where your children go on the web is the social network sites where they have online profiles, photos and keep blogs or online journals. Remind your kids that not to accept all those you invite them to be their online friend especially if they don’t know that person.

The problem with these social network sites is that once you add someone as a friend, you can be viewed by friends included in his own network which most of time you don’t even know. These are venues where scrupulous individuals can gain access to your personals.

To monitor their browsing activities or encourage them to ask questions, place your computer in an area of the house where there’s heavy foot traffic. This will make it easy for them to call your attention to their monitor if they want to ask questions or show you something. This also discourages them from visiting lewd and pornographic websites.

These websites are not only inappropriate but are also a repository of malware, spyware and virus applications that can destroy files and even your whole computer system. In this regard, it would be best to use controlling mechanisms like content blockers which prohibits them to access certain websites and also monitoring application so you can take a look later what they actually look for in the net.

It is always good to engage your children in a healthy conversation about the things that did or things they can do online. This way you can teach them proper ways or help develop good habits that will ensure their safety online. You can also teach them the pros and cons of social networking, online file sharing, and even the issues of software piracy and illegal downloads. These are part of increasing their knowledge and understanding about the technology of computers and the net as well as cyber security.

You should always remember that children’s predisposition of being still curious, innocent, and sometimes their desire to be independent can cause them to be careless. That is why ordinary safeguards are not enough when it comes to protection your kids on cyberspace. The previously mentioned cyber security measures for kids are not just an introduction.

You will have to know for a fact your kids computer habits and then learn how you can better protect them.

Online Security and Identity Theft

Photo Courtesy : thenextweb.com

Today’s biggest cyber security concern is Identity Theft. Cyber thieves use all kinds of methods (hacking, use of spyware for intercepting information, etc.) in stealing personal or financial information from their victims, mostly from the computers.

The latest of these nefarious activities even sports a name: phishing (pronounced like ‘‘fishing”). The thief sends a simple e-mail that looks like it came from a genuine site (mostly from financial institutions as Citibank, eBay, PayPal, Best Buy and others), telling you there is a problem with your account.

They would then ask you to click on a certain link in the e-mail, and you are taken to a site that looks exactly like that of your bank.  Here, they will ask you to fill out again your Social Security or credit card numbers, and/or other confidential numbers.

The following are some ways to minimize the risk of your identity being stolen:

Do business with reputable companies
Some attackers may try to trick you by creating web sites that appear to be legitimate.
Don’t visit any site that is using third party links. Open a new browser and type the address yourself if you want to visit a site.

You can also check privacy policies to see how the company in question use and distribute information. Many companies allow customers to request that their information not be shared with other companies.

Maintain a security mindset – always be skeptical of unfamiliar sites and links, suspicious e-mails and IM messages.

Anti-virus software and firewall
As standard practice, use and maintenance of an anti-virus software and firewall will protect your computer from attacks that may steal or modify data in your computer.
Make sure to keep your anti-virus program and firewall up to date.

Fighting identity robbery
As precautionary steps, regularly check your credit reports for strange transactions or transactions you don’t recall, unusual charges on your bills, bills for products and services you don’t have, or worse, unexpected denial of your credit card.

Once the identity robbery has been confirmed, calls to appropriate companies and agencies have to be done immediately. Have your credit card accounts closed right away so future charges will be denied.

Contact the Social Security Administration if your SSS card number has been accessed or the DMV if your driver’s license or car registration papers were stolen. This is to warn these agencies for possible unauthorized use of your personal ID information. Of course, you need to file a criminal report with the local police.

For U.S. citizens, you need to contact the main credit reporting companies (Equifax, Experian, TransUnion) to see if there had been any unexpected or unauthorized activity.  Have fraud alerts placed on your credit reports to prevent new accounts from being opened without verification. File a complaint with the FTC and IFCC.

A website, IdentityTheftActionPlan.com, had been created to help citizens prevent, detect, and respond to identity theft and fraud. Within the site is information on how identity theft occurs, the latest prevention tips, what to do in case you are victimized and pertinent information of law enforcement agencies that investigate these crimes. Two other sites to learn more about phishing and ID theft are the following: consumer.gov/idtheft/ and
idtheftcenter.org

Vigilance, information and action
Cyber security dictates that every cyber citizen (those using computers and the Internet in most of their activities) needs to be vigilant at all times.

Everyone is enjoined to keep up with the latest information, so that they can do the appropriate action by themselves.